Effective credit repair requires a thorough knowledge of the Fair Credit Reporting Act (FCRA). This monumental piece of legislation protects consumers by defining their rights along with the credit bureaus’ legal responsibilities. It also includes additional protections for victims of unauthorized activity, such as data breaches and synthetic identity theft.
At The Credit Brains, our Restoration Specialists have an in-depth understanding of this complex and extensive legislation. That’s why we’re able to deliver the Results-First Deletion-Based services our clients deserve.
As we progress through each step, we take care to lay a clear paper trail. If your situation involves unauthorized accounts, this begins by notifying the FTC of your intention to raise a dispute with the credit bureaus. In this case, a copy of your correspondence will be included with each submission to the bureaus.