How It Works

Smart, tested solutions
for consumer credit justice

Your credit score can define your life, and the credit reporting agencies can be very unforgiving. But our proven approach to credit repair is about more than just numbers: It’s about people. To learn how we work, simply watch this short video.

Discovered Unauthorized Accounts? Checking your credit reports and you noticed anomalies?
Review Our Resources. Curated News articles, Equifax’s Data Breach link and other resources to help you better understand your credit repair rights.
Learn What We'll Do. Read our service agreement so you can make a decision to let us help you fix your credit.
Obtain an IdentityIQ account. $1 and receive 7 days free credit monitoring. Required for consultation form.
Schedule an Appointment. $1 and receive 7 days free credit monitoring. Required for consultation form.
Secure Client Portal. We will setup a secure client portal, perform a credit audit of all 3 credit reports, then upload a Negative Account Summary to the portal.
Check Your Email. After completing the consultation form, you’ll receive access to your secure portal, which will contain your ‘easy-to-read’ Negative Account Summary.
Let's Discuss! Let's talk about your concerns. You can also inform us if there are accounts you want to exclude from the deletion process.
Choose Your Plan. If you’re considering hiring The Credit Brains, choose between our installment or single payment membership to begin processing your credit restoration claims.

Your credit score can define your life, and the credit reporting agencies can be very unforgiving. But our proven approach to credit repair is about more than just numbers: It’s about people. To learn how we work, simply watch this short video.

Discovered Unauthorized Accounts? Checking your credit reports and you noticed anomalies?

Discovered Unauthorized Accounts?

Checking your credit reports and you noticed anomalies?

Visit Us Online! Visit us at thecreditbrains.com to start your journey on fixing your credit.

Review Our Resources

Curated News articles, Equifax’s Data Breach link and other resources to help you better understand your credit repair rights.

Learn What We'll Do. Read our service agreement so you can make a decision to let us help you fix your credit.

Learn What We’ll Do

Read our Service Agreement to fully understand our commitment to restoring your good credit.

Obtain an IdentityIQ account. $1 and receive 7 days free credit monitoring. Required for consultation form.

Obtain an IdentityIQ Account

Sign up for an IdentityIQ account for $1 and receive 7 days free credit monitoring.

Schedule an Appointment. $1 and receive 7 days free credit monitoring. Required for consultation form.

Schedule a Consultation

With your IdentityIQ account we’ll perform a No-Obligation credit audit and Negative Account Summary.

Secure Client Portal. We will setup a secure client portal, perform a credit audit of all 3 credit reports, then upload a Negative Account Summary to the portal.

Secure Client Portal

Our negative account summary simplifies your credit report by identifying positive accounts with Green Checkmarks and negative accounts with Red X’s.

Check Your Email. We will email you details to access your own secure portal where you can review your Negative Account Summary and follow the progress of the service you purchased.

Check Your Email

After completing the consultation form, you’ll receive access to your secure portal, which will contain your ‘easy-to-read’ Negative Account Summary.

Let's Discuss! Let's talk about your concerns. You can also inform us if there are accounts you want to exclude from the deletion process.

Let’s Discuss

Let’s talk about your concerns. You can also inform us if there are accounts that should be excluded from the deletion process.

Choose Your Plan. Select your preferred membership plan and complete the checkout process so The Credit Brains can begin to process the client claims.

Choose Your Plan

If you’re considering hiring The Credit Brains, choose between our installment or single payment membership to begin processing your credit restoration claims.