Smart, tested solutions

for consumer
credit justice

Credit agencies may spend less than 15 seconds deciding your case. The Credit Brains make each second count.

Smart,
tested solutions

for consumer
credit justice

Credit agencies may
spend less than 15
seconds deciding your
case. The Credit Brains
make each second count.

Get Started
IdentityIQ

For Americans, Unauthorized Credit Accounts and Credit Bureau Errors are all too common.

The Credit Brains provides risk-free credit repair services for U.S. consumers,
restoring their financial freedom.

The three major credit bureaus — Equifax, Experian and TransUnion — were
the most-complained-about companies in 2018.
Credit Repair Companies In USA

OUR
NO-NONSENSE
GUARANTEE

With The Credit Brains, we guarantee a minimum of 80% total deletions or a 100% Membership Refund! Most of our clients see permanent deletions within the first 21 days. Signup and start resolving any number of credit issues, including:
  • Negative accounts
  • Charge-offs
  • Foreclosures
  • Closed accounts
  • Personal information issues
  • Negative settlements
  • Collections
  • Tax liens
  • Judgments
  • Late payments
  • Student loans
  • Other agency factors

Deletion-Based Memberships

We put consumers first. That’s why our pricing model removes the risk from credit repair, delivering results before you pay. Contact us to get started with your personalized solution.

INSTALLMENT

  • 4 Month Credit Brains Membership
  • $499 Setup Fee and 2 Payments of $500
  • Minimum 80% Deletions or 100% Refund
  • 3 Credit-Report Restoration
  • Money-Back Guarantee

Buy now with PayPal
$1,499.00

Learn More

SINGLE PAYMENT

  • 4 Month Credit Brains Membership
  • $1199 Credit Audit, Setup and Doc Fee
  • Minimum 80% Deletions or 100% Refund
  • 3 Credit-Report Restoration
  • Money-Back Guarantee

Buy now with PayPal
$1,199.00

Learn More
Our Restoration Specialist have challenged the three leading Credit Reporting Agencies to remove harmful information from consumers’ credit reports for 10 years and won.
1
Identify one (1) or more
unauthorized issues on your credit reports
2
Strategically challenge Equifax, Experian
and TransUnion to investigate the
negative issues on your credit reports and
either verify or delete!

Why Repair Your Credit?

In today’s economy, credit is a necessity. But a good credit score doesn’t come easy. And while countless Americans qualify for ‘Good’ credit, bad reporting is holding them back. As you plan your financial future, don’t be among them. Fight against credit injustice and win.

Reporting mistakes cause consumers to get turned down on mortgages —and even jobs.

Don’t let data breaches and fraud

shake up your financial future

The Credit Brains gets you back on track so you can focus on what matters most. If you have noticed unauthorized accounts on your credit reports, our Restoration Specialist have the proprietary process and knowledge to restore your excellent credit.

Data Breaches

Impacted by identify theft? You’re not alone. If you’re among the 147 million consumers with credit damaged by identify theft, The Credit Brains can help.
Identity thieves work quickly, leaving lasting damage in their wake. Don’t go it alone — The Credit Brains get your credit working for you again in a matter of days.

Why Do Thieves Steal Your Identity?

One of the first questions a victim of identity theft asks themselves is, “Why would someone want my identity?” For an identity thief, opening credit cards in your name, making fraudulent purchases, or using your personal information when being questioned by the police are just a part of a long list of what they are able to do with your stolen identity. Identity theft can happen to anyone at any time. Your identity is made up of multiple layers of information that includes more than just your Social Security number.
What a thief may have already done with your identifiable information:
  • • Fraudulent Credit Card purchases
  • • Fraudulent Auto Loans
  • • Missing tax refunds
  • • Mortgage fraud
  • • Fraudulent Utilities
  • • Fraudulent Insurance

A data breach occurs when secure information is accessed by a malicious user. Today,
hackers find their way through even the most secure firewalls to gain access. Data
breaches have left millions of people at risk for identity theft, and many are unaware

Equifax Data Breach Search

Countless Americans aren’t aware that ‘bad actors’ have done damage to their credit.
When you work with The Credit Brains, you know where you stand.
Your identity has multiple layers of information that can be exposed and exploited by
criminals. We identify malfeasance quickly, and work with the bureaus to restore your
good name.

 

Credit Where Credit’s Due.

You’re entitled to honest reporting. Consult with a credit analyst to identify negative items on your reports. We’ll begin our corrective process immediately, at no expense to you until you get the results you deserve.
Credit Restoration

Credit Score Range

Excellent 780-850 Qualify for best interest rates
Very good 740-779 Usually qualify for best interest rates
Above average 720-739 May face slightly higher interest rates
Average 680-719 May qualify for most loans at higher interest rates
Below average 620-679 May qualify for most loans at significantly higher interest rates
Poor 580-619 Usually has some credit issues: will probably not qualify for most loans
Very poor 520-579 Has several credit issues: unlikely to qualify for any loan
Worst <519 Facing extreme credit issues

Synthetic Identity Theft

This type of fraud occurs when a criminal uses a combination of real and fictitious information to create a new identity. Often, thieves will use a real social security number in combination with a fictitious name or address to create a false identity. Once created, thieves can do things like run up credit cards and enter into new auto loans. If the compromised Social Security Number is that of a loved one, it could take years to recover completely.

Our Mission

We are a close team of financial consultants, mortgage brokers, and real estate investors bound by our shared interest in resolving improper credit reporting, which hurts countless American consumers today. Our passion stems from years of experience working with clients to reach their business and personal finance goals. With our reinvented, risk-free credit repair model, we continue in that pursuit.

When identity theft happens, you may not even know it.

On average, identity theft victims suffer over $1K in fraud and countless hours of stress. Our
team of U.S.-based FCRA Experts and Restoration Specialists are ready to step in and restore
your good name and excellent credit.

For Americans, Unauthorized Credit Accounts and Credit Bureau Errors are all too common.

The Credit Brains provides risk-free credit repair services for U.S. consumers, restoring their financial freedom.
The three major credit bureaus — Equifax, Experian and TransUnion — were the most-complained-about companies in 2018.
Logos of the 3 Credit Bureaus

OUR NO-NONSENSE
GUARANTEE

With The Credit Brains, we guarantee a minimum of 80% total deletions or a 100% Membership Refund! Most of our clients see permanent deletions within the first 21 days. Signup and start resolving any number of credit issues, including:
  • Negative accounts
  • Charge-offs
  • Foreclosures
  • Closed accounts
  • Personal information issues
  • Negative settlements
  • Collections
  • Tax liens
  • Judgments
  • Late payments
  • Student loans
  • Other agency factors

Deletion-Based Memberships

We put consumers first. That’s why our pricing model removes the risk from credit repair, delivering results before you pay. Contact us to get started with your personalized solution.

INSTALLMENT

  • 4 Month Credit Brains Membership
  • $499 Setup Fee and 2 Payments of $500
  • Minimum 80% Deletions or 100% Refund
  • 3 Credit-Report Restoration
  • Money-Back Guarantee

Buy now with PayPal
$1,499.00

Learn More

SINGLE PAYMENT

  • 4 Month Credit Brains Membership
  • $1199 Credit Audit, Setup and Doc Fee
  • Minimum 80% Deletions or 100% Refund
  • 3 Credit-Report Restoration
  • Money-Back Guarantee

Buy now with PayPal
$1,199.00

Learn More
Our Restoration Specialist have challenged the three leading Credit Reporting Agencies to remove harmful information from consumers’ credit reports for 10 years and won.
1
Identify one (1) or more unauthorized issues on your credit reports
2
Strategically challenge Equifax, Experian and TransUnion to investigate the negative issues on your credit reports and either verify or delete!
Good Credit vs Bad Credit

Why Repair Your Credit?

In today’s economy, credit is a necessity. But a good credit score doesn’t come easy. And while countless Americans qualify for ‘Good’ credit, bad reporting is holding them back. As you plan your financial future, don’t be among them. Fight against credit injustice and win.
Reporting mistakes cause consumers to get turned down on mortgages —and even jobs.

Don’t let data breaches and fraud
shake up your financial future

The Credit Brains gets you back on track so you can focus on what matters most. If you have noticed unauthorized accounts on your credit reports, our Restoration Specialist have the proprietary process and knowledge to restore your excellent credit.

Data Breaches

Impacted by identify theft? You’re not alone. If you’re among the 147 million consumers with credit damaged by identify theft, The Credit Brains can help.
Identity thieves work quickly, leaving lasting damage in their wake. Don’t go it alone — The Credit Brains get your credit working for you again in a matter of days.

Why Do Thieves Steal Your Identity?

One of the first questions a victim of identity theft asks themselves is, “Why would someone want my identity?” For an identity thief, opening credit cards in your name, making fraudulent purchases, or using your personal information when being questioned by the police are just a part of a long list of what they are able to do with your stolen identity. Identity theft can happen to anyone at any time. Your identity is made up of multiple layers of information that includes more than just your Social Security number.

What a thief may have already done with your identifiable information:
  • • Fraudulent Credit Card purchases
  • • Fraudulent Auto Loans
  • • Missing tax refunds
  • • Mortgage fraud
  • • Fraudulent Utilities
  • • Fraudulent Insurance
A data breach occurs when secure information is accessed by a malicious user. Today, hackers find their way through even the most secure firewalls to gain access. Data breaches have left millions of people at risk for identity theft, and many are unaware
Equifax Data Breach Search

Countless Americans aren’t aware that ‘bad actors’ have done damage to their credit. When you work with The Credit Brains, you know where you stand. Your identity has multiple layers of information that can be exposed and exploited by criminals. We identify malfeasance quickly, and work with the bureaus to restore your good name.

 

Credit Where Credit’s Due.

You’re entitled to honest reporting. Consult with a credit analyst to identify negative items on your reports. We’ll begin our corrective process immediately, at no expense to you until you get the results you deserve.
Credit Score Pie Chart

Credit Score Range

Excellent 780-850
Qualify for best interest rates
Very good 740-779
Usually qualify for best interest rates
Above average 720-739
May face slightly higher interest rates
Average 680-719
May qualify for most loans at higher interest rates
Below average 620-679
May qualify for most loans at significantly higher interest rates
Poor 580-619
Usually has some credit issues: will probably not qualify for most loans
Very poor 520-579
Has several credit issues: unlikely to qualify for any loan
Worst <519
Facing extreme credit issues

Synthetic Identity Theft

This type of fraud occurs when a criminal uses a combination of real and fictitious information to create a new identity. Often, thieves will use a real social security number in combination with a fictitious name or address to create a false identity. Once created, thieves can do things like run up credit cards and enter into new auto loans. If the compromised Social Security Number is that of a loved one, it could take years to recover completely.

Our Mission

We are a close team of financial consultants, mortgage brokers, and real estate investors bound by our shared interest in resolving improper credit reporting, which hurts countless American consumers today. Our passion stems from years of experience working with clients to reach their business and personal finance goals. With our reinvented, risk-free credit repair model, we continue in that pursuit.

When identity theft happens, you may not even know it.

On average, identity theft victims suffer over $1K in fraud and countless hours of stress. Our team of U.S.-based FCRA Experts and Restoration Specialists are ready to step in and restore your good name and excellent credit.